Claiming Workers’ Compensation- What You Need to Follow?

According to the surveys of US Department of Labor’s Bureau, almost 40% of the fatalities in the US are transportation related. However, these accidents are covered by workers’ compensation. Navigating workers’ compensation for car accidents can be a bit tricky as lots of rules and regulations are involved in it. There are certain situations in which such a claim can be made. See it all here and talk to an attorney to get a detailed guide.

Workers’ Compensation- When Does it Cover Car Accidents?

If you are an employee and encounter a crash or injury during the course of employment and get injured while performing work-related duty, you can claim for workers’ compensation. There are many situations like while performing his/her duty, an employee gets injured. Some of the common cases are:

• While making a delivery

• Traveling to complete work-related emergencies

• Visiting client for sales related purpose

• Going to attend a meeting

In these cases, the company is liable to provide workers’ compensation by considering medical expenses.

When It Does Not Cover Any Motor Accidents?

You can only ask for compensation if you are injured during working hours and were performing any work related duty. However, you cannot apply for it if you were on break for any personal work or lunch.

The ‘Going and Coming’ Rule

This is another rule that you need to follow before claiming workers’ compensation.  This says that if you get injured while traveling to work or returning from the office, you cannot claim for the same.

However, there are a certain exception in this case which you should be aware of:

When employers pay for transportation-

If your employer pays for your transportation for reaching to office and returning home, you are eligible for claiming the compensation.  For instance, if you use a vehicle given by your office and encounter a car crash, it is compensable.

Performing a Work Errand-

If you were performing any special errand for the office while coming or returning home and faced a crash, you can claim compensation. Say, if you were picking up any supplies or delivering work-related item, you can claim compensation for your injury.

Injured Within Office Premises-

If the crash occurs in the parking lot or common area, you can also for compensation.

For claiming your compensation the right way, you would need an attorney. Book your schedule with Foshee and Yaffe Attorneys at Law in Oklahoma to get guidance.

**Disclaimer: This content is not to be construed as legal advice nor does it establish terms of a client-attorney relationship.