Can You Claim Compensation for Minor Injuries?
You have the legal right to claim compensation for the injuries even if they are small, if you were injured in an accident caused by someone else's negligence.
While the insurance company may try to argue you that your have minor injuries, they may be mistaken. It is critical to speak with an experienced car accident lawyer about your circumstances.
Our car wreck attorneys can evaluate your claim to see how much it's worth and guide you in the legal procedure.
Do I suffer from a minor injury?
A knowledgeable medical practitioner is the best person to answer this issue. However, defining a mild injury can be challenging. A stretched wrist, for example, has far more devastating consequences for an 80-year-old injury person than it does for a 20-year-old accident victim.
However, some vehicle accident injuries are typically dismissed as trivial, particularly by insurance companies, such as:
A sprain occurs when a ligament is stretched or torn.
Strains that induce muscle or tendon injury
Whiplash is a condition that develops when the head and neck are suddenly jerked back and forth.
Bruises are also known as contusions.
Lacerations are deep incisions in the skin.
While some of these injuries might not be serious, your age or other circumstances may exacerbate them. These injuries could be far more serious than they appear. That is why, no matter how small your injuries appear, it is critical to get medical attention following an accident. Whiplash may appear to be a minor injury to insurance companies, but it can cause substantial discomfort for weeks or months.
What types of compensation are possible for minor injuries?
While each case is unique, victims frequently seek compensation for:
Medical expenses
Wages that have been lost
Damage to property
Suffering and pain
Unless the therapy is deemed unnecessary, medical bills include any bills linked to treatment for your accident-related injuries. That means that doctor's appointments, physical therapy, chiropractic care, and other treatments may be covered by the at-fault driver's insurance coverage.
Isn't it worth it to file a claim for a small injury?
You should always file for claim if you were harmed in an accident caused by someone else's negligence. Even your injuries were not harsh enough to file a claim, you will almost certainly require medical treatment, which will be costly. Even if your health insurance covers the majority of the charges, you may still be responsible for co-pays and deductibles. You may be allowed to include these medical expenditures as part of your compensation if you file an injury claim.
Furthermore, many insurance companies refuse to pay for medical treatment for accident injuries, claiming that the at-fault driver's liability insurance should cover the costs. No matter how minor your injuries are, filing an injury claim is a crucial step to do following an accident.
Seek the advice of an experienced attorney.
Although the insurance company may offer a speedy settlement, you should consult with an experienced car wreck attorney before accepting it.
Insurance companies are known to make lowball proposals, especially early in the process, according to our attorneys. We have successfully negotiated with a number of insurers and won favorable reimbursement for a number of customers.
If you employ us, you are under no obligation to pursue legal action, and there are no fees unless we obtain money on your behalf. See us at Foshee and Yaffee Attorneys at Law for details.
**Disclaimer: This content is not to be construed as legal advice nor does it establish terms of a client-attorney relationship.